401(k) Early Withdrawal Calculator
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.
401(k) withdrawal calculator
Should you withdraw money from a 401(k) early?
In some cases, it's possible to withdraw from retirement accounts like 401(k)s and individual retirement accounts before your retirement age without a penalty. But there are often many reasons to avoid it, if you can. The cash you take out is typically subject to taxes, penalties and withholdings, and with fewer funds leftover in the account, it could mean missing out on potentially substantial returns in the long term.
Enter your own information below to see how much you could be giving up by withdrawing funds early.
» Want to learn more? See the penalties and taxes that accompany an early 401(k) withdrawal.
