Annie Millerbernd

Lead Writer  |  Personal loans, "buy now, pay later" loans, cash advance apps

Annie Millerbernd is a NerdWallet authority on personal loans. Before joining NerdWallet in 2019, she worked as a news reporter in California and Texas, and as a digital content specialist at USAA. Annie's work has been cited by the Northwestern University Law Review and featured in The Associated Press, USA Today and MarketWatch. She’s also been quoted in New York magazine and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio. She is based in Austin, Texas.

  • Education: B.A. in journalism from University of Minnesota
  • Previous experience: Reporter, The Press-Enterprise, Data reporter, The San Antonio Express-News, Digital content specialist, USAA

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Buy Now, Pay Later: Are These Offers Worth It?

Buy now, pay later loans can be a convenient way to break up an expensive purchase into more manageable payments. These offers can be useful in a pinch, such as if you need to buy a big ticket holiday gift on short notice and don’t want to put it on a credit card.

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The Associated Press, MarketWatch, USA Today, The Star Tribune, Hearst, Yahoo!, MSN

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