Smart insurance decisions start here
Our Nerds compared coverage, customer complaints, and more to help you compare the top insurance providers of 2023. While some winners may be partners, this didn't influence our decisions.
Check out the winners
Best Budget Auto Insurance
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
- Numerous discounts offered, including two programs — one for safe driving and the other for young drivers.
- Generous rental car and travel expenses coverage.
- Customer satisfaction rating for purchasing auto insurance is better than average, according to J.D. Power.
Why our Nerds love it
State Farm has the cheapest rates for drivers in more cases than any other widely available insurer. A different insurer might be cheapest in your state.
Read our methodologyBest Same-Day Term Life Insurance
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
- Fewer complaints than expected for a company of its size.
- Customers can contact the insurer via phone, email and live chat.
- Issues term life insurance policies in all states.
Why our Nerds love it
Ladder Life offers a wide range of term lengths to choose from, plus up to $3 million in same-day coverage through its sleek, user-friendly site.
Read our methodologyFrequently asked questions
NerdWallet's award winners are chosen through a rigorous evaluation process involving 43 writers and editors. NerdWallet's ratings formulas for credit cards, for example, consider the type of card being reviewed (such as cash back, travel, or balance transfer) and the card's rates, fees, rewards, and other features. For mortgages, our evaluation includes loan types, loan products, online capabilities, online rate information, customer service, and complaints filed with the Consumer Financial Protection Bureau. For more info, see our methodologies.
Our team of Nerdy experts is composed of writers and editors — based all across the country — who have a combined 452 years of journalistic experience reviewing and writing about personal finance products for consumers.
Yes. Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.
Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of Awards lists, meaning no company can “buy” an award.
Our Best-Of Awards are given annually to the top financial products on the market. Our other “best” articles may:
This year's Best-Of-Awards list winners were chosen in mid-October 2022.
- be longer than our Best-Of Awards list
- offer additional consumer choices
- get updated as products change or are discontinued and as new products emerge
This year's Best-Of-Awards list winners were chosen in mid-October 2022.
Our 2022 Best-Of Award winners are still live. If you’d like to see who won last year, feel free to take a look and compare with this year’s winners.
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