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- Marijuana ETFs vs. stocks
- How does cryptocurrency work?
- Who needs life insurance?
- How to determine your closing costs
- PE ratio example
- Wage growth is moderating
- Personal loan default consequences
- Expect higher costs and strict requirements
- Table of Contents
- Avoid home renovation insurance pitfalls
- Lap infants fly cheap
- If you are seeking loan forgiveness
- 4. College Board
- How SeedFi's credit-builder plan can help or hurt your credit score
- How to pay for a bankruptcy
- When Medicare starts: People living with certain disabilities
- How to monetize your Instagram with fewer followers
- How can I increase my emergency savings?
- How to start a vending machine business: A step-by-step guide
- Globe Life insurance policies
- What are the Walmart MoneyCenter hours?
- 12 best investments right now
- How to add TSA PreCheck to a ticket by airline
- What is California's standard deduction?
- Best life insurance for seniors in February 2023
- Understanding Chase bank’s credit card rules
- Information you need to freeze your credit at all 3 bureaus
- OHFA highlights and eligibility requirements
- VA appraisal checklist
- How to calculate your net worth
- Figure out how much you can afford to spend on rent
- Why checking your credit is smart
- Hurricane prep for your home
- An IRA might be a better option
- 2. Annual fees may vary by consumer
- What Medicare covers for inpatient mental health services
- What to know about working in the gig economy
- Blue Cash Everyday® Card from American Express
- I got title jumped. What now?
- Microsoft Office budget templates
- 5. Downsize your plan
- How to lower your electric bill
- TaxAct's ease of use
- What you need for a Bahamas cruise
- How do brokerage accounts work?
- The significance of adjusted gross income
- How to plan your kitchen remodel
- APR vs. APY: What’s the difference?
- Working from home job ideas
- Blockchain pros and cons
- How to start a cleaning business in 7 steps
- 3. Pay off a credit card
- 3. Delta will rebook you on the next available flight
- More calculators to help you with investment goals
- Where to look for information
- A key funding source for U.S. small businesses
- Black Friday
- Maximize your quarterly 5% categories
- Why is my car insurance premium so high?
- Term life insurance
- Do I need a 1099 form to file my taxes?
- Are rates really that high?
- Keep your banking app updated
- What is a good inventory turnover ratio?
- Be wary of texts, calls or unsolicited requests
- Psychology of debt
- Think twice before adding a consumer statement
- Issuer pre-qualification pages
- TruStage life insurance policies
- How to get a DUNS number
- Determining your income tax liability
- Outdoor furniture: Summer
- 3. Your car is worth more than its buyout price
- 2. Wait for the transfer to go through
- 4. Skip the phone upgrade
- How the standard deduction works
- 3. You won't see as many offseason closures
- Types of REITs
- Who needs non-owner car insurance?
- When is the best time to use United miles?
- Picking a second chance checking account
- When you need to submit
- CD definitions
- How to unfreeze credit with Equifax
- H&R Block's ease of use
- Billions for borrowers at for-profit schools
- If Great Lakes reported your account in error during auto forbearance
- Exceptions to IRA contribution limits
- What not to do
- How to pay off a mortgage early
- 2. Some rare features stand out
- The cheapest car insurance company overall: State Farm
- Freshsales by Freshworks: Best low-cost option
- How to qualify for the QBI deduction
- The apps are coming, but are they necessary?
- 3. What are the closing costs?
- Cash bonuses, no annual fee
- 3. Move your automatic payments to a different card
- 2. Choose how to file taxes
- 2. Portable air conditioners
- Size of group
- Frequently asked questions
- Design your deal
- Taxes on dividends
- HSA-eligible expenses
- Can I file a 1040-X amended return myself?
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- 2. Set financial priorities
- Objective: Fend off criminals
- What it means to take the standard deduction
- Payoff amount and trade-in price
- Airline rewards programs
- Consequences of tax evasion
- IRS refund schedule: When to expect payment
- Without providing details, you'll get an if/then answer
- A discount if you do test positive
- What information is on Form W-9?
- Our take on no-spend months
- How we ranked the best homeowners insurance companies
- Medicare start dates have shifted
- Cards to avoid
- Is rent going up or down?
- Tap local resources
- The venue (average cost: $15,163)
- Are CD interest rates rising?
- 2. Test-drive a website on UserTesting.com
- Chase vs. Citibank: Basic checking accounts
- Water
- 5. Get Schooled
- 2. Dave: Best for repayment flexibility
- Diagnostic colonoscopy: What you’ll pay
- Will interest continue to accrue when payments are deferred?
- State availability
- 3. Buying overpriced extras
- Best iOS personal expense tracker apps
- Credit cards
- Cell phone plans for families
- How to save on rental cars
- 3. It's a poor choice for revolving balances
- How much is the earned income tax credit for 2023?
- 2023 tax brackets (for taxes due in April 2024)
- 2. Affirm: Best for large purchases
- Average annual PMI premium
- QuickBooks Desktop pricing
- Higher food and energy costs
- Average daily balance
- Is a HELOC a good idea?
- How far in advance should I get preapproved for a mortgage?
- How much does internet service cost per month?
- How do Marriott Bonvoy points compare to other hotel programs?
- Cheap financial advice
- 4. Explore alternative accommodations
- Additional car insurance coverage options
- Seek scholarships
- Growth investing defined
- What you’ll pay for inpatient mental health care
- Minimize interest rate risk by diversifying
- Best return-of-premium life insurance policies: Pros and cons
- Radisson Rewards award chart
- What mortgage can I afford?
- 6. Bundle cable and internet
- Debt consolidation calculator
- See CD rates by bank
- The economy negatively impacting outlooks
- Travel credit card availability
- Best car insurance companies: Pros and cons
- 2. Home equity loans
- 4. If you’re inconvenienced overnight, Delta will provide hotel accommodations or offer compensation
- 4. Bring your own beach chairs, umbrellas and toys
- Things to remember about tax deductible donations
- Factors to consider when paying a mortgage with a credit card
- How to apply for Social Security
- Where do I put my emergency fund?
- Calculate the break-even point on a mortgage refinance
- Cryptocurrency selection
- The extras
- 3. Earnings are underwhelming
- Intel is weakening
- More used-car advantages
- PCE vs. CPI
- The president has been critical of airline fees
- 3. Hilton
- General furniture-buying tips
- 2. Take advantage of additional bonus offers
- ETF pros
- How much do index funds cost?
- 4. Leverage memberships
- How does a SEP IRA work? The pros and cons
- Elite status perks of the Aeroplan® Credit Card
- 5. Cash in on discounts
- Do I have to pay California state tax?
- PMI calculator help
- Can you get an SBA loan after bankruptcy?
- Download Form 1040
- Bluebird by American Express
- Cheese: For Asian Americans
- Step 3: Interview your prospects
- Who wants prices displayed and who doesn’t?
- Tax withholding on bonuses
- How a passport book and passport card differ
- How to calculate the child tax credit
- 4. Search a coupon database or app
- Decide what type of account you want: checking vs. savings
- Matching payments to paychecks
- Capital gains tax rates for 2022
- Why is net worth important?
- Does insurance cover abortions?
- Amenities and other perks
- Limitations of RV delivery
- Scholarships
- Ages 35 to 44
- If you're younger than 59½
- How home equity loan payments are calculated
- Some credit cards cover the Global Entry application fee
- Venmo: Best for mobile
- Current CD Rates: Compare high-yield to national average rates
- Adoption taxpayer identification number (ATIN)
- How much is a Dunkin’ Donuts franchise?
- 2. Build a money management blueprint
- Numerous factors could impact 2021 returns
- Why you might want SumUp instead
- Cash advance penalties from the card issuer
- 2. Collect your personal documents and information in advance
- Millennials show strong savings habits
- Mariner loans may be a better option if you:
- Make a plan for extra money in your budget
- Few retirement plans help with payout strategies
- The risks of marijuana ETFs
- 2. The annual fee isn't the only fee you may owe
- How are cryptocurrencies created?
- Types of 1099 forms
- Almost half of Americans have incurred an unexpected fee
- Why rates vary
- Is rent going up or down?
- Check for good signal strength
- Some policies offer guaranteed coverage
- Other credit card studies and surveys
- 2. The initial credit limit is fairly low
- Supply might not grow — which could put more pressure on prices
- My Chase Loan
- Rewards
- 6. JLV College Counseling
- When Medicare starts: General enrollment period
- Foreign transaction fees by bank or credit union
- Why don't I see my card listed?
- For some FFELP borrowers, the rules have changed
- 4. There are some side perks for NASCAR fans
- 5 ways to make money on Instagram
- Has crypto crashed before?
- Chase Total Checking®: $200 bonus
- How to find down payment assistance programs
- Embrace: Best for multiple ways to save
- 3. Use mutual funds for the base of your portfolio
- How the lifetime gift tax exclusion works
- How to avoid capital gains tax on a home sale
- How to make interest-only payments on student loans
- Are vasectomies reversible?
- IDShield pros
- 5 reasons to refuse long loans
- Best no medical exam life insurance policies in 2023
- How to place a factory order
- How much are Citi ThankYou® points worth?
- USDA loans
- Sheltering in place safely
- 3. Rewards aren't competitive
- Good balance transfer cards
- 2. Bank of America: $2.31 trillion
- How much does title insurance cost?
- Google Drive budget spreadsheets
- What is the fee for Global Entry?
- How much are Capital One miles worth?
- How might a late-fee limit affect consumers?
- Advantages of HSAs
- What is your modified adjusted gross income (MAGI)?
- Ways to get good value
- 3. Gather information for your application
- 4. Don’t stop after the first lender
- Advantages of taking the standard deduction
- Alternatives to cash advances
- When dual residency might apply
- Other ways to contact a real person at the IRS
- Other factors that affect what you'll pay each month
- 2. There’s the potential for a credit limit increase ...
- How to trade stocks
- TransUnion credit freeze by postal mail
- Best term life insurance policies for 2023
- Our take on recovering from credit damage
- Closing costs calculator
- Whole life insurance
- Building credit with a secured card
- PE ratio formula
- Shingles vaccines are covered
- A little more about interchange fees
- Pick up the phone
- Work on your credit
- Claim guidelines for CFAR policies
- Why Chase Freedom Flex℠ wins for most
- Will this void my 0% APR period?
- Gift elite perks through Status Pass
- If you want to continue making payments
- Which airlines offer free carry-on bags?
- USAA renters insurance coverage
- 4. Your friend wants to buy your leased car
- How do you claim tax deductions?
- How do I open a SEP IRA?
- 6. Add lines
- How do you find value stocks?
- An auto loan calculator reveals more than payments
- Which Form 1040 schedules should I use?
- Do I have to file taxes? Other situations that require filing a tax return
- Ways to get good value
- Additional costs of trademarking a business name
- How much are Chase Ultimate Rewards® points worth?
- 5. Visit retailer websites and apps
- What are the benefits of a Roth IRA?
- Kikoff fees and penalties
- Can I still apply for debt cancellation anyway?
- If you’re over the income limit
- How has this value changed over time?
- 4. Any first-time home buyer programs?
- How to check your credit score without hurting it
- 5. Pick a different neighborhood
- 4. Pay the card in full
- Local sales
- If you bought or sold your house this year
- Try a simple budgeting plan
- Know what the dealer is looking for
- 7. Negotiate a lower rate
- Adjust phone and app settings to save data
- How to choose the right budget system
- For non-U.S. citizens
- Will my tax preparer amend my return for me?
- How car models affect insurance rates — down to the trim
- Coinsurance vs. copay
- How to calculate APY
- Average CD rates: 2010-2022
- Perks: Goodies that come with the card
- FHA loan requirements
- When to estimate closing costs
- 5. Pack your beach snacks
- Where's my state tax refund? Track your state refund status
- Build a strong foundation
- Best homeowners insurance companies: Pros and cons
- Which card should I get?
- Rules for refinancing VA loans
- Confirm the check status — twice
- Make an inventory of your property
- When Medicare starts: Special enrollment periods
- DUNS number vs. EIN: What’s the difference?
- Sole proprietorship taxes: Special deductions
- 1. Pay credit card balances strategically
- Who is eligible for the earned income credit?
- What index should I invest in?
- 3. Pay off your balance
- Travel and emergency assistance
- When to claim the standard deduction
- Watch out for title washing
- Download Form W-4
- Plan your miles strategy
- National second chance banking
- Indirect hits on investments
- Flaws in the program and change to come
- Are they a good deal?
- Traditional IRA vs. Roth IRA
- How to claim the credit
- VA appraisal timeline
- How to invest in dividend stocks
- 3. Redemption options have caveats
- 2022 capital gains tax calculator
- Monday Sales CRM: Best for customization
- How to increase your net worth
- Factor in other costs
- The bottom line
- No interest, no late payments
- What car insurance doesn’t cover
- 401(k), IRA, Roth: Know the tax impact
- What Original Medicare doesn’t cover
- Number of hotels by Radisson program and category
- You shouldn't wait to renew
- When debt consolidation is a smart move
- Probably wait: Private student loan borrowers struggling to make payments
- How to pay lower taxes on stocks
- How to choose a brokerage account provider
- How much are American Express Membership Rewards points worth?
- TDHCA first-time home buyer loan programs
- NJM: Best raw star rating score
- Understanding brokerage transfer fees
- Objective: Get your refund ASAP
- 5. You can ask for compensation
- Plan ahead for Presidents Day savings
- Exceptions to state minimum car insurance requirements
- 3. Fill out the application with your personal information
- Benefits of Cash App
- What is a good deductible for car insurance?
- Don’t compromise your retirement for college savings
- Hyatt started it, but will others follow?
- Medicare resources in Colorado
- What to ask your credit card issuer
- Default picture improving, but not for all
- TV-buying tips
- Who pays the closing costs?
- Medicare Advantage plan ratings are lower
- When will prices touch back down?
- Will my limit be lowered if I participate?
- Top credit cards that offer preapproval without a hard pull
- Chase vs. Citibank: Basic savings accounts
- Will this void my 0% APR period?
- 4. Extending the loan
- 5. You can pre-qualify without affecting your credit score
- What’s next?
- The other way to save on Frontier fees: Elite status
- I’m worried about keeping my crypto with an exchange. What should I do?
- What services are available at Walmart MoneyCenters?
- Cons of booking through online travel agencies
- How to apply for mortgage down payment assistance
- 4. Weather is generally pretty good
- QuickBooks Enterprise drawbacks
- YNAB, for hands-on zero-based budgeting
- What part of my income gets taxed by California?
- Can United miles be used on other airlines?
- How this can impact welcome bonus eligibility
- Step 4: Get detailed estimates
- How to unfreeze credit with TransUnion
- How to unfreeze your credit
- 2. It offers decent rewards, a sign-up bonus and perks
- HELOC requirements
- Ohio first-time home buyer loan programs
- 3. Reward options are plentiful, but values vary
- The cheapest midsize car insurance company: Auto-Owners
- IDShield cons
- 3. Enroll in autopay
- Additional options to pay for college
- How growth and value investing overlap
- Other factors to consider
- How to get a bigger property tax deduction
- Roth IRA withdrawal rules if you’re 59½ or older
- How home equity loans and HELOCs differ
- The cost of debt without a balance transfer
- 8. Seek out cheap cable
- Cards that earn Capital One miles
- Survey sites that pay cash
- 4. Shop lenders and get rate estimates
- Credits
- Adjustable-rate mortgage cons
- Trading in a car with positive equity
- TransUnion credit freeze by phone
- How do I build an emergency fund?
- Current cryptocurrency prices
- Crypto capabilities
- Labor market remains strong despite some layoffs
- Other credit cards for bad credit
- Find nonprofit help
- Cheap car insurance after an accident by company
- Rules for refinancing USDA loans
- What to do if you face loan default
- Savings accounts vs. CDs
- More options could be on the horizon
- What does inventory turnover ratio tell you?
- Upgrade your cyber hygiene
- 3. Take surveys, watch videos for sites like Swagbucks
- How much is Cancel For Any Reason travel insurance?
- Upgrade opportunities
- When is the PCE released?
- 4. Radisson
- What to do if a fee seems too expensive
- What doesn’t impact your life insurance premium
- 5. You like the car and don't want the hassle of car shopping
- Globe Life customer complaints and satisfaction
- 7. Update your service address
- Get more help with monthly budget planning
- Don’t have to file a tax return? There’s a big reason you might want to do it anyway
- Who can apply
- How to reach Great Lakes customer service
- 6. Pick up weekly ads at the store
- Chase Sapphire Preferred® Card
- Find a bank that suits your needs
- Was I mistakenly approved?
- How did we determine the value of Marriott Bonvoy points?
- Simple interest vs. compound interest
- 6. Use your affiliations
- Fannie Mae and Freddie Mac
- Debt-to-income ratio 101
- 5. Redeem your rewards
- Ages 45 to 54
- Ways to get good value
- Interest rate risk vs. credit risk — what's the difference?
- How to get free or discounted phones
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Try to build your credit from fair to good
- Use Wi-Fi (instead of cellular) to save data
- How to get Global Entry through travel cards
- Cabo vs. Cancun for partying
- Copay vs. deductible
- Preparer tax identification number (PTIN)
- How to open a Dunkin’ Donuts franchise
- EV tax credit: 2023 through 2032
- 6. Share the costs
- 3. Down payment gifts and loans from family
- Tips for Qatar economy flights
- Is United’s basic economy worth it?
- Look into ways to cut costs before applications start
- Our tips
- 4. You can only redeem rewards at Westgate
- Mistake No. 2: I maxed it out
- Avoid redeposits and associated fees
- Full Review
- Will I still be able to make purchases?
- How much does a ticket to Epcot cost?
- TruStage customer complaints and satisfaction
- How to avoid airline seat selection fees
- What are the best index funds?
- What are the risks of buying crypto?
- 3. Klarna: Best for earning rewards
- Why you might want the Chase Sapphire Reserve® instead
- How do I invest my SEP IRA?
- Credit-related deal breakers
- When to expect your CTC refund
- The bottom line
- VA appraisal vs. home inspection
- How to apply for a Kikoff line of credit
- 'Tricking' yourself into paying more
- Ways to reduce credit card interest
- Capital gains tax rates for 2023
- More Florida home insurance companies
- Benefits of RV delivery
- Fellowships and assistantships
- Clothes, vintage and crafts
- Other coverage options
- Decide among low interest, 0% or rewards
- Mint lifestyle templates
- 9. Cut the cord
- High-yield CD rates: 2018-2022
- 3. Home equity lines of credit
- 5. Explore state first-time home buyer programs
- What's next?
- Other considerations
- Tips to help parents of all generations save more
- Important Treasury Bond Terms
- 3. … But the fees can cut into it
- Disadvantages of business bank loans
- Is Form W-9 different from Form W-4 and Form W-2?
- Pair it with a Chase Sapphire Preferred® Card or Chase Sapphire Reserve® for more value
- Big savings beyond breaking even
- People with end-stage renal disease can get more drug coverage
- What you can do to avoid high rates
- AMD: what to look for in 2023
- Connect with your community
- New-car advantages
- OpenSky® Secured Visa® Credit Card
- Medicare effective date
- 5. Paying bogus fees
- 3. Think 'SMART'
- The bottom line
- Who counts as a qualifying child for the earned income credit?
- Step 3: Choose your lender and loan
- 5. Opt for economy cars
- What's next?
- Chase Business Complete Checking℠: $300 bonus offer
- Which auto loan calculator should you use?
- What should I put on my W-4?
- Purple: For people with disabilities
- What you can do now
- How third-party search finances work
- How are HELOC payments calculated?
- 7. Install a browser extension
- How do you invest in a Roth IRA?
- Where are abortions available?
- Look for savings
- 5. Down payment size?
- 3. Wells Fargo Bank: $1.69 trillion
- If you’re 59½ or older
- How to get a home equity loan
- Wait: Federal student loan borrowers
- Cash App: Best for referral bonus
- Cruising versus flying
- Will the IRS know if I don't amend my return?
- Why it works
- Why you might still book rental cars in advance
- Keep records from your old account
- Tips for booking rental cars with an app
- What do closing costs include?
- How to choose the best savings account
- Optional coverages
- How to handle your state tax liability
- Before you call
- How to use our auto lease calculator
- Shop around to find the best personal loan
- When to consider regular or jumbo CDs
- Lifting a TransUnion credit freeze
- 3. Small credit limits may be restrictive
- Other key findings
- What is a good PE ratio?
- How to avoid minimum purchase requirements
- Rules for refinancing jumbo loans
- Customer experience
- Flag fraud attempts
- Will this hurt my credit?
- More about TruStage
- Basic cell phone plans
- Average cost of term life insurance by age
- How Globe Life compares to other insurers
- Are Walmart MoneyCenter services worth it?
- 5. You could more likely experience unique, local events
- How popular is long-term care insurance?
- Am I a resident for California state tax purposes?
- How did we determine the value of United miles?
- Fifth Third Access 360° Reloadable Prepaid Card
- How much it costs
- What happens if I withdraw a CD early?
- Interest rate
- Cold wallets
- How to get a home equity line of credit
- Arranging to see a private seller's car
- Do you pay taxes when you receive a gift?
- 4. It pays to have a Truist account
- Pipedrive: Best for flexibility
- 3. Evaporative air coolers
- Reserving award nights in both Radisson Rewards programs
- Revisit your plan
- What isn’t covered by personal property insurance?
- What’s next for the proposed ruling
- Tips to make your kitchen remodel more affordable
- Coinsurance vs. deductible
- Sip your pre-departure beverage and use Book the Cook for meaningful mealtime upgrades
- Should I itemize or take the standard deduction?
- 6. Travel insurance can protect you even more
- How do tax refund loans work?
- Other low-cost options to consider
- Capital One SavorOne Cash Rewards Credit Card
- Examples of tax evasion
- How else can I buy cryptocurrency?
- Why are there so many kinds of cryptocurrency?
- Chubb: Best for high-value homes
- Universal life insurance
- Millennials are less likely to have money saved or invested, but most likely to say they’ve incurred fees
- Consider your legal options
- Figuring out what makes sense for a car down payment
- 3. It's got a sky-high annual percentage rate
- Still, Hawaii tourism will likely continue to explode
- The bottom line
- Other features
- Chase vs. Citibank: Certificates of deposit
- Power and lighting
- 3. Brigit: Best for budgeting tools
- 5. International Hotels Group (IHG)
- USAA renters insurance rates
- 3. Use online shopping portals
- Auto rental collision damage waiver
- How to rent an apartment with no credit
- Do rising interest rates benefit value investors?
- Step 5: Make a decision
- Consequences of a CTC-related error
- 8. Look at the product packaging
- What to expect when you open your new account
- Kikoff vs. Self
- Helping your credit scores
- Will I have to return my refunded payments?
- Capital gains tax rules and considerations
- What's your need for speed?
- How the qualified business income deduction works
- The best California homeowners insurance for different scenarios
- If you're considering booking Delta Air Lines premium economy
- 6. Check the account periodically for trailing refunds
- 4. You can qualify for one of the Ollo cards with fair credit
- Ages 55 to 64
- Should I do a balance transfer?
- How compound interest works
- Pre-qualification vs. preapproval for auto loans
- 5. Decide whether refinancing makes sense for you
- Better information equals better advice
- The bottom line
- Reasons to refinance
- Do I need it if I have other travel protections?
- Domestic vs. international fees
- If you have FFELP Loans
- Other ways to skip baggage fees
- Episode transcript
- 4. Know when to leave it to the pros
- Regional and state-based second chance checking accounts
- 3. It has few fees and a relatively low APR
- What can trigger a gift tax return
- What happens if the VA appraisal is low?
- 4. You could earn interest on your points
- How much compound interest can you earn on $10,000?
- 4. Make biweekly payments
- Master of organization
- State first-time home buyer programs
- Investing in growth and value stocks
- 3. Understand how your taxes are determined
- What's next?
- How do balance transfers work?
- What you can do to avoid credit card late fees
- Cancun vs. Cabo hotels
- Trading in a car with negative equity
- 4. Fund your online bank account
- 4. Payment history is reported to all 3 credit bureaus
- Consider other factors
- Inflation is decelerating
- 5. The card doesn’t come with many perks
- Alternatives to short-term life insurance
- Tax benefit of selling a home
- Why did my bank raise CD rates but not mine?
- Will my autopay preferences get updated automatically?
- 2. Ask for higher credit limits
- Average cost of whole life insurance by age
- ETF cons
- Other tips to book cheap Delta flights to Las Vegas
- More about Globe Life
- Alternatives
- How you apply
- What term length should you get?
- How you can get relief under Sweet v. Cardona
- 9. Browse store aisles
- 6. How do I compare?
- Grants for Colorado small businesses
- Employer tuition assistance
- What is the current interest rate on a home equity loan?
- More ways to take charge of your budget
- How to apply online for Global Entry
- What index funds and ETFs have in common
- OK, so how do I say no?
- Most 2022 would-be buyers fell short
- How it all works together
- Is an ARM right for you?
- Save points for your next tropical vacation
- How to buy cryptocurrency with a credit card
- State tax department phone numbers
- What else you need to know
- Things to consider about Cash App
- Obstacles to paying a mortgage with a credit card
- 20 business types* with the highest SBA loan 10-year default rate (2006-2015)
- Millennials underestimate fees the most — but every generation does it
- 4. Write them down
- Step 4: Gather loan documents
- 6. Stick to one driver
- How tax brackets work
- SEP IRA vs. Roth IRA
- Daylight: For the LGBTQ community
- How many United cards can I have?
- What you can do about it now
- How much can you borrow?
- LLC payroll taxes
- 5. They are good cards to travel with
- Before your vehicle arrives
- Ages 65 to 74
- When debt consolidation isn't worth it
- Disadvantages of HSAs
- When you need a passport for a cruise
- 6. Apply to refinance
- No-closing-cost mortgages
- Can I open a savings account online?
- 4. Crowdfunding a down payment
- How to get a faster tax refund
- 20 business types* with the lowest SBA loan 10-year default rate (2006-2015)
- Who doesn’t need life insurance?
- PE ratio example calculator
- Ease of use
- Rent vs. inflation
- Profit from your skills
- Alternatives for paying down a credit card balance
- How to buy Vanguard mutual funds
- Which should you get?
- 6. Choice Hotels
- 4. Take advantage of temporary bonuses
- How to claim the EITC without a child
- Who qualifies for student loan cancellation?
- How does crypto fit into your portfolio?
- 4. Zip: Best for wide availability
- TurboTax's human tax help
- What to know about Chase checking account bonuses
- How to rent an apartment with fair or bad credit
- How long-term care insurance works
- Other types of 1040 forms
- Step 6: Finalize contract details and sign
- Find the best HELOC lender for you
- State child tax credits
- What are the Roth IRA rules?
- 25 high-dividend stocks
- Close your old account, if needed
- What if I cannot afford to make payments?
- Insightly CRM: Best for core features
- Preparing for evacuation
- Before you buy
- Still not sure which budget system is best for you?
- Final thoughts on flying economy class on Iberia
- Where we are now: 2020-2022
- 3. Get disability and life insurance
- 4. Cash-out refinancing
- Pros and cons of using a credit card to buy cryptocurrency
- 4. Rewards are possible but probably won’t outweigh the card’s fees
- What businesses attract the most SBA loans?
- Make online purchases through the Chase shopping portal
- Building credit with an 'alternative' credit card
- How to find high CD rates
- Turo car insurance for guests
- Additional costs for international wires
- An exception to the rule
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Chase vs. Citibank: Banking experience
- So, is Epcot worth it?
- Discounts
- 5. Treat yourself
- February 2023 Flying Blue Promo Rewards, recapped
- FamZoo Prepaid Card
- How much interest will you earn on a CD?
- 10. Use social media
- Bank of America® Premium Rewards® credit card
- 5. It offers some extra perks
- Cheapest car insurance after a speeding ticket: State Farm
- Can I travel to get an abortion?
- 5. Pay off capitalized interest
- Home renovation loan programs
- Common misconceptions
- 4. Gather tax filing information
- 4. Citibank: $1.04 trillion
- Are home equity loans a good idea?
- Chase Freedom Flex℠
- What to look for in a balance transfer card
- Extra personal property coverage for valuable items
- Zelle: Fastest (tie with Google Pay)
- TaxAct's support options
- Want cheaper insurance? Avoid these vehicles
- Arbitrage opportunity
- Is APY variable?
- How to get preapproved for a car loan
- Other factors to consider when flying Alaska Airlines
- Extra fees
- What to do if you can’t open a savings account
- Watch out for IRS phone scams
- A wall of regulation could stand in the way
- How to use the car lease calculator's results
- When should I receive my Form W-2 in 2023?
- 5. There’s no apparent path to upgrade or product change to a better card
- Younger generations are more likely to incur avoidable fees
- Avoid the scammers
- If you want to book cheap first class award flights
- Will I still get statements?
- Cheapest rental car companies, recapped
- How to get financing to open a laundromat
- What are my Singapore KrisFlyer miles worth?
- If you want to fly Delta to Las Vegas
- Goodbudget, for hands-on envelope budgeting
- Who shouldn’t buy non-owner car insurance
- Days in the cycle
- H&R Block’s human tax help
- How to freeze your child’s credit
- 4. You may be able to graduate to an unsecured Sable card
- How to complain about Great Lakes
- Other ways to build credit
- Saving on late fees
- Farm equipment loans from online lenders
- Average homeowners insurance cost in Florida by city
- Loans
- 5. Watch out for the APR
- Electronics
- How to open a brokerage account
- The catch: Your health plan's network
- 7. Your travel card may already include travel insurance benefits
- Travel and shopping protections
- Hotels in Fort Lauderdale
- Some observations
- Mistake No. 3: I used retirement money to pay it off
- The invitations (average cost: $408)
- Other ways to save at the pump
- How to work with your servicer
- 7. Hyatt
- How to file your sole proprietorship tax returns
- What's next?
- Cost of life insurance without a medical exam
- Consequences of an EIC-related error
- 7. Use your own insurance
- What can you deduct from your taxes?
- SIMPLE IRA vs. SEP IRA
- Are Chase bonuses worth it?
- Figo: Best for a robust mobile app
- Best-performing REIT stocks: February 2023
- History of the CTC
- 11. Check your receipts
- Are you underwater?
- Cash-back rewards defray costs
- What is the average and median retirement savings?
- American Family: Best large insurer
- Questions about how much to tip
- Find interest relief on your debt-free journey
- How much does a tax refund loan cost?
- What type of life insurance do I need?
- Consumer behavior is changing
- Cheap car insurance after an accident by state
- 4. Payment history is reported to all 3 credit bureaus
- Other ways to cut wire-transfer costs
- What it means for you
- 4. Empower: Best for fast cash
- Whom should I contact for more help?
- TurboTax's support options
- What perks do Aeroplan elites get when flying United?
- The bottom line
- How to calculate CD interest
- How to avoid, reduce or minimize capital gains taxes
- 4. Room fans
- How did we determine the value of Capital One miles?
- Working from home tips
- Final steps
- Seller-paid closing costs
- 5. Retirement account withdrawals or loans
- Final thoughts on Qatar economy class
- Find and compare small-business loans
- Are cryptocurrencies financial securities, like stocks?
- Closing costs for the buyer
- Alternatives to getting a credit card
- So which is better, Robinhood or Coinbase?
- Disadvantages of franchising for the franchisee
- American Express® Gold Card airport lounge access, recapped
- Should tourists go to Hawaii? Yes, but mindfully
- Chase vs. Citibank: Overdraft fees
- Consumer complaints
- Best Android personal expense tracker apps
- 3. Become an authorized user
- How to redeem KrisFlyer miles
- Step 5: Submit your application and get funded
- How to minimize the tax impact of a bonus
- Are these the best dividend stocks?
- Cheapest car insurance after an accident: State Farm
- What to look for in CRM software
- When your new vehicle arrives
- 6. Stick to the standard repayment plan
- 5. Settle up with the IRS
- Why you might pass on the Apple Card
- How many Radisson Rewards points will I earn on hotel stays, and how can I use them?
- Other closed-loop cruises
- Cabo or Cancun recapped
- The downsides
- Current obstacles to homebuying
- Choose CDs based on your goals
- Crypto as a credit card reward
- Should you pay your mortgage with a credit card?
- 5. It's not all bad news
- Use the card to pay your monthly cell phone
- Types of life insurance by underwriting
- Consumer takeaways
- Who is most likely to rent?
- Will I still get statements?
- Benefits of co-signing a loan
- Benefits of an IRA
- Prepaid cell phone plans with limited data
- How much do ETFs cost?
- Online travel agencies can be hit or miss
- Do you need financial planning help?
- Should you start searching for value stocks?
- When to get both
- LLC self-employment taxes
- Clearing room to charge more
- Why is homeowners insurance so expensive in Florida?
- 5. U.S. Bank: $573 billion
- Choose between cash-back and travel rewards
- TaxAct’s human tax help
- Completing your auto loan refinance
- Tips for making money on TikTok
- What to do if your W-2 is wrong
- 20 business types* with the highest SBA loan approval rate (2016)
- Erie: Best for homeowners in the Mid-Atlantic or Midwest
- Find the best homeowners insurance in your state
- Lodge a student loan complaint
- Mind your mental health
- 8. Wyndham
- The bottom line
- 5. Use your credit card for everything that doesn’t charge a fee
- Average cost of term life insurance by health
- 8. Forgo the extras
- 5. PayPal Pay in 4: Best for peace of mind
- Roadside dispatch
- Best-performing REIT mutual funds: February 2023
- What's next?
- When to get a credit freeze
- Current HELOC rates
- How to settle a dispute with Great Lakes
- What's the difference between a Roth IRA and a traditional IRA?
- If you want to fly for free ...
- What happens to the other parts of debt relief?
- How do I grow my home's equity?
- How to find a balance transfer credit card
- Learn more about sector ETFs:
- Is solar panel installation right for your home?
- 5. Contractor financing
- Work from home job scams
- 20 business types* with the highest SBA loan approval rate (2001-2016)
- Whom should I contact for more help?
- Upgrade Cash Rewards Visa®
- Consumer experience
- Past years' earned income tax credit
- What is a marginal tax rate?
- Which card should you get?
- 6 things to know about California state tax
- Greenlight Prepaid Mastercard
- H&R Block's support options
- Paying for a car purchased from a private seller
- Getting motivation
- 4 strategies to turn the tables
- What do these numbers tell you?
- Google Pay: Fastest (tie with Zelle)
- Brokerage accounts vs. IRA
- When such a strategy might be appropriate
- Pros and Cons of tax refund loans
- What's next?
- Trending: Lawyers, bars and health clubs
- More branches or more ATMs
- Best-performing U.S. REIT ETFs: February 2023
- How to earn more interest in a savings account
- 7. Use 'found' money
- Other financing options for Colorado small businesses
- If you fly Virgin America first class
- Discover it® Cash Back
- How to get car insurance quotes
- If you want to use an app to rent a car
- Lounge benefits
- In-flight experience
- Your W-2 information is not a secret
- Are NFTs cryptocurrencies?
- Rent vs. income
- It’s possible to get a lower rate after an accident
- The dress (average cost: $1,509)
- Keep an eye on CD rates
- Is Cancel For Any Reason travel insurance worth it?
- Cheaper ways to send money
- If you have a long airport layover
- ETF examples
- Aeroplan® Credit Card elite status perks, recapped
- W-4 calculator
- Costs to maintain your trademark
- Cons of a credit freeze
- 5. You can take advantage of several credit-building features
- Amazon Prime Rewards Visa Signature Card
- LLC sales taxes
- When NOT to pay more frequently
- How much is homeowners insurance in your city?
- If you want to cruise to the Bahamas
- Longer-term home buyer goal: Save money
- Doing the math on copays, coinsurance and deductibles
- Who should avoid Alaska Airlines
- The bottom line
- Apple Card
- There’s no wage-price spiral
- NerdWallet home insurance calculator methodology
- Does co-signing a loan build credit?
- 6. Pay with complimentary cards
- Average cost of life insurance by term length
- 9. Price out prepaid gas
- How much money can you make on YouTube?
- Where to buy non-owner car insurance
- Credit cards that earn Chase Ultimate Rewards®
- How do CD rates work?
- If you're choosing between the passport card and passport book
- Cheapest car insurance after a DUI: State Farm
- Making insurance claims
- What to know about Florida homeowners insurance
- Two dirty little secrets
- Examples of tax avoidance
- Cards with primary coverage
- Mistake No. 4: I cut up the credit card and stopped using it
- Other ways to save
- 5. There’s no upgrade option
- The bottom line
- How to get into a lower tax bracket and pay a lower federal income tax rate
- Cost of long-term care insurance
- REITs' average return
- What to keep in mind when filling out Form W-4
- Getting the best HELOC rate
- 5. Whole house fans
- Is Global Entry worth it?
- How much personal property insurance do you need?
- 3. Make the most of your savings
- What's next?
- The bottom line
- How much life insurance do you need?
- Should you purchase USAA business insurance?
- 5. Chime: Best for overdraft protection
- Where USAA stands out
- 4. Pay bills on time
- Additional Visa Signature benefits
- EveryDollar, for simple zero-based budgeting
- When will CD rates go up?
- Credit freeze or credit lock?
- 6. PNC Bank: $533 billion
- Companies that offer return-of-premium riders
- Airline loyalty programs
- Summary: 2021 TDHCA first-time home buyer programs
- Steps to finance a swimming pool
- The future of blockchain technology
- Tax refund loan alternatives
- 10. Walk or ride
- 6. Sezzle: Best for socially conscious shoppers
- Pros of investing in REIT stocks
- The other perks, such as checked bags, can add hard value
- Cards that earn American Express Membership Rewards points
- If you’re considering flying Alaska Airlines
- What to do if you want to come clean
- Pros and cons of cryptocurrency
- How to find cheap car insurance after an accident
- See CD rates by term and type
- Why you might want a Blue Cash card
- Discover it® Secured Credit Card
- Cell phone plans for international use
- The bottom line
- ETFs vs. mutual funds vs. stocks
- How TurboTax compares
- Why is financial planning important?
- Walmart MoneyCard
- Costs to hire a trademark lawyer
- LLC tax forms and LLC tax deadlines
- What you need to know about California homeowners insurance
- If you’re looking for a car-sharing platform
- PayPal: Most popular online
- Hotel-friendly benefits
- American Express add-on coverage
- What about life insurance through work?
- What's the best Vanguard mutual fund?
- Where USAA falls short
- Benefits you 'may' have
- Earn an audience, and earn more in the long run
- See CD rates by term and type
- Is getting a HELOC a good idea?
- How does return-of-premium life insurance work?
- Nationwide: Best perks for loyal customers
- Other swimming pool costs to consider
- More about the card
- How to manage stock trading risks
- 20 fastest-growing businesses* based on SBA loan approval (2011-2016)
- Top 10 least-affordable cities by rent-to-income ratio
- Alternatives to USAA business insurance
- Tax tools
- The bottom line
- Cons of investing in REIT stocks
- How much is non-owner car insurance?
- Who can access frozen credit reports?
- NerdWallet’s online broker ratings
- PayPal Cashback Mastercard®
- How TaxAct compares
- 20 fastest-growing businesses* based on SBA loan approval (2001-2016)
- Farmers: Best for optional perks
- See CD rates by bank
- How to protect your credit if you co-sign a loan
- MetLife: Best for lots of potential discounts
- Tax advantages of buying long-term care insurance
- Farm equipment financing from specialty lenders
- 7. Truist Bank: $532 billion
- How much does a Dunkin’ franchisee make?
- Important notes for businesses
- Making the most of your first credit card
- Top 10 most-affordable cities by rent-to-income ratio
- Making Hawaii tourism better for residents and locals
- Other renters insurance companies to consider
- When to file sole proprietorship taxes
- More tax articles
- Investing in REITs: How to get started
- How to lower trademarking costs
- See CD rates by bank
- Summary: 2021 OHFA first-time home buyer programs
- How to qualify for Colorado small business loans
- You have several little-known car rental options
- How to make a personal property claim
- The bottom line
- Alternatives to the best AD&D insurance
- Are paid surveys worth it?
- Lenders that offer small loans and fast funding
- It pays to know
- Principles of investment strategies
- Other types of life insurance
- What if the accident wasn't your fault?
- 6. MoneyLion: Best for existing customers
- Other ways to make money
- Other ways to sell clothes online
- If you’re new to TSA PreCheck ...
- Completing the purchase of a car from a private seller
- United℠ Explorer Card
- Cheapest auto insurance for poor credit: Geico
- The drawbacks of PE ratio analysis
- Flowers and decor (average cost: $2,379)
- How do CDs work?
- 5. Dispute credit report errors
- How H&R Block compares
- Disadvantages of a home equity line of credit
- LLC tax tips for business owners
- What’s the catch with return-of-premium life insurance?
- Maximizing the Radisson Rewards award chart
- 3 best cold wallets
- Qatar vs. Turkish recapped
- Cryptocurrency legal and tax issues
- Mission Lane Visa® Credit Card
- Should you use a buy now, pay later app?
- Credit cards that earn ThankYou points
- Choose between a general or co-branded travel card
- Walmart2Walmart: Best for nonbank transfers
- Worth it for the long-haul
- National vacancy rates: Homeowner vs. rental
- 2021 tax brackets
- How to buy long-term care insurance
- Personal Capital, for tracking wealth and spending
- The bottom line
- More about top-rated life insurance companies
- Ideal Dunkin’ Donuts franchisee candidate
- Types of FHA loans
- What does a 1099 employee mean?
- Advantages of franchising for the franchisor
- Potential tie-breakers
- Alternatives to co-signing a loan
- If you're ready to start a budget
- Quick start guide: How to invest in index funds
- How to sell clothes online
- The bottom line
- 8. Goldman Sachs: $438 billion
- What's next?
- Tax brackets and rates for 2012 - 2020
- 2019 Federal Income Tax Brackets
- 2018 Federal Income Tax Brackets
- 2017 Federal Income Tax Brackets
- 2016 Federal Income Tax Brackets
- 2015 Federal Income Tax Brackets
- 2014 Federal Income Tax Brackets
- 2013 Federal Income Tax Brackets
- 2012 Federal Income Tax Brackets
- Investing
- Bonuses that vary with spending
- How to get cheap Florida home insurance
- Services
- 10-year SBA 7(a) loan defaults (starting in 2006) for business types with 200 or more loans
- Trailing vs. forward PE ratio
- What to know if you take online surveys
- The bottom line
- Alternatives to no medical exam life insurance
- Other ways to earn money
- Blue Cash Preferred® Card from American Express
- Your decision: Is cryptocurrency a good investment?
- Alternative car insurance for high-risk drivers
- How to apply for loan cancellation
- How to get cheaper California home insurance
- ROP life insurance pros and cons
- Dunkin’ alternatives
- Which vehicles qualify for a 2023 tax credit?
- Low-fee alternatives to prepaid cards
- How to choose the right farm equipment loan
- Where to trade stocks
- NJM: Best for homeowners in Connecticut, Maryland, New Jersey, Ohio or Pennsylvania
- Prosper® Card
- How to find the right ETFs for your portfolio
- More about top-rated life insurance companies
- 9. TD Bank: $405 billion
- Bank wire transfer: Best for sending $10,000 or more within the U.S.
- Extra fees
- Progressive: Best for accident forgiveness
- Best stocks for beginners
- Summary of cash advance apps
- 6. Deal with collections accounts
- Understanding state 'partnership' plans
- SoFi Credit Card
- Is return-of-premium life insurance worth it?
- Chime
- How a HELOC affects your credit score
- Cheapest car insurance by state
- What information do you need from a seller to claim the credit?
- Which card should you get?
- Pros and cons of loan apps
- Other life insurance options for seniors
- Florida department of insurance
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Using PE ratio to analyze the entire market
- Pets Best: Best for flexible and customizable plans
- California Department of Insurance
- Catering (average cost: $70 per guest)
- Mortgages
- PocketGuard, for a simplified budgeting snapshot
- What to do if you can’t keep up with your HELOC payments
- 10. Capital One: $388 billion
- EV rebates and incentives
- 4. Be persistent
- Alternatives to buy now, pay later
- More about top-rated life insurance companies
- FHA loan limits
- Capital One QuicksilverOne Cash Rewards Credit Card
- The bottom line on investing in stocks
- How to make money from home
- More about top-rated life insurance companies
- Is it better to get a home equity loan or line of credit?
- Small businesses card bonuses
- Best ways to make international money transfers
- Closing costs for the seller
- Types of ETFs
- What information do you need to get a free car insurance quote?
- The bottom line
- 7. Use a secured credit card
- In-flight experience
- The bottom line
- A final note
- What to look for in business plan software
- Definitions: Money Transfer Rates
- General advice for international money transfers
- Other notable options
- How to find cheap car insurance for new drivers
- State Farm: Best for robust coverage
- Disadvantages of franchising for the franchisor
- Best prepaid debit cards and alternatives: Summary
- MoneyGram: Cheapest for bank-to-bank transfers
- How much should my car insurance be?
- How to apply for an FHA loan
- Singapore Airlines elite status program
- 11. Citizens Bank: $227 billion
- U.S. Bank Cash+® Visa Signature® Card
- Are cash advance apps payday lenders?
- How to compare car insurance quotes
- Country Financial: Best for having few customer complaints
- The bottom line on PE ratio
- Cake (average cost: $540)
- Capital One Platinum Credit Card
- Additional resources
- Honeydue, for budgeting with a partner
- Major issuers and their policies on instant credit access
- How to save on startup costs
- Access to unique experiences
- The bottom line
- 8. Get credit for rent and utility payments
- How to get cheap car insurance
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- American Airlines vs. Southwest: The results
- Pros and cons of FHA loans
- Alternatives to cash advance apps
- 12. Fifth Third Bank: $205 billion
- Xoom: Fastest
- What makes Singapore Airlines unique?
- AKC: Best for pets with pre-existing conditions
- How to get the cheapest car insurance quote possible
- Personal loans
- Visiting Fort Lauderdale with points and miles
- AvantCard Credit Card
- American Family: Best consumer-first web presence
- How to invest in ETFs
- Is now a good time to invest in index funds?
- Guests and the rest
- Singapore Airlines: is it worth the (typically pricier) cost?
- 13. First Republic Bank: $198 billion
- How to find the best term life insurance company
- Is investing in index funds dangerous?
- The final word
- 9. Add to your credit mix
- Fudget, for budgeting without syncing accounts
- Auto-Owners: Best for financial strength
- What do I do with my remaining debt?
- Are index funds good for beginners?
- How to make money offline
- OFX: Best for large international transfers
- Other ways to earn American Express Membership Rewards points
- Other ways to earn Chase Ultimate Rewards®
- Convenient features
- Blue Cash Everyday® Card from American Express
- The bottom line
- Other ways to earn ThankYou® points
- Frequently asked questions
- American Express® Gold Card
- Student loans
- Advantages and disadvantages of starting a vending machine business
- 14. KeyBank: $185 billion
- Amica: Best for customer service
- Fine print
- The fine print
- Budgeting resources from NerdWallet
- Western Union: Best transfer options
- Protections
- More about term life insurance
- Capital One Venture Rewards Credit Card
- Frequently asked questions
- ASPCA: Best for a short, simple waiting period
- 15. Huntington National Bank: $178 billion
- Retail and travel
- Do ETFs pay dividends?
- How to choose a startup idea
- Taxes
- Amica: Best for discounts
- Can you sell an ETF at any time?
- Methodology to identify the best budget apps
- The bottom line
- 16. Ally Bank: $176 billion
- Wise: Best for easy sign-up
- More about top-rated life insurance companies
- The bottom line
- Apple Card
- Travel rewards
- Related articles
- Chase Sapphire Reserve®
- Country Financial: Best for working with an agent
- The bottom line
- 17. HSBC Bank USA: $169 billion
- Emergency services: Assistance 24 hours a day
- Venmo Credit Card
- Hartville: Best for a wide range of coverage and plans
- State Farm: Best for customer satisfaction
- The Biden administration and the student debt crisis
- How to choose an insurance company
- How to choose the right investments in 2023
- 18. BMO Harris Bank: $163 billion
- More about the card
- The Hanover: Best for customizable policies
- 19. Regions Bank: $160 billion
- The Platinum Card® from American Express
- Compare car insurance companies
- 20. American Express National Bank: $138 billion
- Auto Club Group: Best for membership perks
- Nationwide: Best for exotic pets
- Hippo: Best for digital-first insurance
- Finding the best car insurance company for you
- Kin: Best for homeowners in Florida, Louisiana or South Carolina
- Pumpkin: Best for generous plans for all dogs and cats
- Car insurance by state
- Nationwide: Best combination of coverage and discounts
- Watch out for making money scams
- Spot: Best for broad coverage
- Travelers: Best for eco-conscious homeowners
- USAA: Best for military and veterans
- Trupanion: Best for pets that may develop chronic conditions
- How to find the best home insurance policy in five common scenarios
- How much is pet insurance?
- How to compare pet insurance companies
- How to compare homeowners insurance
- Find the best homeowners insurance in your state
Affordable unlimited plans for the average user
Data usage on smartphones is expected to grow to a global average of 19 gigabytes per month in 2023, according to a study by communication technology company Ericsson
AT&T
Plan: Value Plus Plan.
Price (monthly): $50 with autopay discount.
At a glance: Unlimited talk, text and data; 5G network access.
Things to know: There’s no hot spot on this postpaid plan. Video streaming is limited to standard definition (480p). Data may be temporarily slowed when the network is busy.
Boost
Plan: Boost Unlimited.
Price (monthly): $50.
At a glance: Unlimited talk and texts; 5G network access; 35GB high-speed data per month, then speeds are slowed.
Things to know: This prepaid plan comes with 12GB per month of mobile hot-spot data, but video streaming is limited to standard definition.
Verizon
Plan: Unlimited prepaid.
Price (monthly): $50 with autopay discount.
At a glance: Unlimited talk, text and data; 5G network access. (Data may be slowed during heavy traffic periods.)
Things to know: It’s a prepaid plan, so the perks are scarce, but you’ll get 5GB of regular-speed hot-spot data to use.
Cell phone plans for families
Family plans — multiple lines bundled under one primary account holder — can cut the cost per line considerably. We used a family of four as our model to find good family plans.
AT&T
Plan: Unlimited Starter.
Price (monthly): $35 per line for four lines with autopay discount.
At a glance: Unlimited talk, text and data; 5G network access plus 3GB of mobile hot-spot data per line per month.
Things to know: Video streaming is standard definition on this plan.
T-Mobile
Plan: T-Mobile Essentials.
Price (monthly, four lines): $105 with autopay discount.
At a glance: Unlimited talk, text and data; 5G network access; 50GB of premium data plus basic hot-spot access.
Things to know: The plan comes with a year of the Paramount+ streaming service. Mobile hot spot is capped at 3G speeds.
Verizon
Plan: 5G Start.
Price (monthly): $25 per line for four lines with autopay discount.
At a glance: Unlimited talk, text and data; 5G network access; 5GB of premium mobile hot-spot data.
Things to know: This plan includes six months of Disney+, Discovery+, Apple Music and a choice of Apple Arcade or Google Play Pass at no charge. Cancel entertainment subscriptions after the introductory period to avoid charges.
Basic cell phone plans
Do you miss the good old days, when cell phone plans were simpler? If you want a basic plan with low or no data, these are good options.
U.S. Mobile
Plan: Build your own plan; limited minutes.
Price (monthly): Starts at $2 for 75 talk minutes, plus selected tier of texts and/or data.
At a glance: You select the usage level with the number of minutes, texts and data you need; 5G network access.
Things to know: Monthly tiers start at $2 for 75 talk minutes, $1.50 for 50 texts and $1.50 for 50MB of data. You can change your plan from month to month.
Ting
Plan: Flex plan.
Price (monthly): $10.
At a glance: Unlimited talk and texts; 5G network access.
Things to know: Flex plan excludes data in the initial cost; you can easily add a gig for $5.
Consumer Cellular
Plan: Talk, text and 1GB of data plan.
Price (monthly): $20 with autopay discount.
At a glance: Unlimited talk and text; 1GB of data; 5G network access.
Things to know: The plan at the next tier comes with 5GB of data for $5 more (with autopay).
Google Fi
Plan: Flexible for 1 plan.
Price (monthly): $20.
At a glance: Unlimited minutes and texts.
Things to know: Unlimited international texting is included; you can add data to your service for $10 per gig.
Prepaid cell phone plans with limited data
Prepaid plans are often cheaper than postpaid plans and let you skip the credit check.
AT&T
Plan: AT&T Prepaid, 16GB 12-month plan.
Price (monthly): $25, but you must prepay for 12 months to get this price, and the $300 prepayment is nonrefundable.
At a glance: Unlimited talk and text; 16GB of high-speed data; 5G network access; 4K UHD streaming.
Things to know: Once 16GB of high-speed data is used within the month, speeds are slowed.
T-Mobile
Plan: T-Mobile Prepaid 10GB plan.
Price (monthly): $40.
At a glance: Unlimited talk and text; 10GB of data at 4G LTE speeds per month.
Things to know: Unlimited music streaming is available through select apps, which doesn’t count toward your data usage.
Verizon
Plan: Verizon Prepaid 15GB plan.
Price (monthly): $35 with autopay discount.
At a glance: Unlimited talk and text; 15GB of data; 5G network access; mobile hot spot.
Things to know: You can add up to 10 devices on a prepaid family account.
Cell phone plans for international use
Want a plan that suits your wanderlust? We scouted out plans that let you use your phone overseas or call abroad from home at reasonable prices.
AT&T
Plan: AT&T International Day Pass.
Price (daily): $10 per day when traveling abroad.
At a glance: The pass lets you use your AT&T plan for talk, text and data while traveling abroad in more than 210 destinations.
Things to know: Once you have signed up, it activates automatically when you travel.
Boost
Plan: International Connect Plus.
Price (monthly): $10 per month on top of plan cost.
At a glance: Unlimited calling to landlines and mobile phones in Mexico and Canada as well as to landlines in 70-plus other countries; 200 minutes to mobile phones in 50-plus countries and reduced minute rates to 200-plus countries; unlimited texting to Mexico, Canada and 200-plus destinations.
Things to know: This feature can be added to Boost’s monthly plans.
T-Mobile
Plan: T-Mobile Magenta.
Price (monthly): $70 with autopay discount.
At a glance: In addition to domestic features, it has unlimited international texting from home, unlimited text and up to 5GB of high-speed data in 11 countries; flat-rate calling of 25 cents per minute in 215-plus countries.
Things to know: The plan also comes with a one-year AAA membership.
METHODOLOGY
We evaluated cell phone plans offered by popular carriers, considering plan prices and overall features. We considered only national carriers, which ruled out regional providers like U.S. Cellular.