Barclays Current Accounts

Barclays Current Accounts logo
  • Barclays offer a range of current accounts which you can compare below.
  • Our comparison table includes up-to-date information on interest rates, account fees and other important features.
  • Click on the links provided to apply direct with Barclays.
See Deal Browse Barclays Current Accounts FAQs

Compare Barclays Current Accounts

  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 35.0% EAR (variable). Representative APR 35.0% (variable). Subject to application, financial circumstance and borrowing history.

Compare similar products from other providers

  • Revolut logo

    Revolut Current Account - Standard Plan

    • Monthly Fee
      Free
    • Interest Rate
      Up to 1.18%
    • Arranged Overdraft Rate
      24.99% - 39.90%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Offer
    Sign up and get 3 months of Premium free Get upgraded to Premium (worth £6.99 per month) for free. T&Cs apply.
    Representative Example: 0% interest up to £50. If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 35% EAR (variable). Representative APR 35% (variable)
  • TSB logo

    TSB Spend & Save Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Offer
    Get £200 to switch and stay. £125 to switch to TSB by 23/03/23 (log into the TSB Mobile Banking App, make a card payment and set up 2 Direct Debits). £75 to stay (make 5 card payments and pay in £500/month plus 2 Direct Debits until 30/09/23). T&Cs apply.
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 39.9% (variable).
  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
    See Deal + More info
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 15 % EAR (variable). Representative APR 15% (variable).
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Last updated on 09 November 2020.

Barclays Bank Current Accounts FAQ

Who is Barclays?

Barclays is a British high street bank that offers a range of banking services, such as current accounts, credit cards, loans, mortgages and savings accounts. It operates online and through a large network of branches around the UK.

What services and features does a Barclays current account offer?

Barclays offer a range of current accounts aimed at different markets, including adults, students and children. Its Barclays Bank Account is a free current account that provides users with services like a debit card, an optional overdraft and online banking. However, whether you will be offered these services may depend on eligibility criteria, such as your income and your credit profile.

How much can I borrow through a Barclays Bank Account overdraft?

Although some account holders can be offered an overdraft limit up to £5,000, the exact amount you will be offered will depend on your credit history and other factors that the bank will take into account before offering you credit. Interest and charges are likely to apply, therefore, it’s important to ensure that you check the details of any overdraft and ensure you are happy with the terms before signing up.

What is the Barclays Blue Rewards scheme?

The Barclays Blue Rewards scheme is available to account holders and offers users some extra perks, such as extra cashback from retailers and cash rewards for holding other Barclays products. The scheme has a monthly fee, so it’s important to ensure that the benefits exceed the costs for you before signing up.

Can anyone open a Barclays Bank Account?

Many people will be eligible for a Barclays Bank Account, but during the application process you may need to provide details of your address history, your employment and income and other personal details. These will be used to check if you are eligible for a Barclays current account. Some people with poor credit histories, or problems like CCJs or bankruptcy history in their past, may struggle to be approved for a standard current account.

There will then be further eligibility checks for extra services like debit cards and overdrafts. Anyone who finds that they are unable to open a standard Barclays Bank Account due to poor credit, may be able to open a Basic Barclays Bank Account, which will provide basic banking services but no access to credit.

Can I open a Joint Barclays Bank Account?

Yes, it is possible to open a Barclays current account as a joint account in some circumstances, although you will both have to meet the eligibility criteria, and both be available during the application process.

Can I switch to a Barclays current account?

Yes. Barclays, along with many other banks, will take care of much of the switchover process for you if you would like to switch accounts. However, you will be expected to provide all the required information.

Services offered by this provider may change over time. Always check Ts&Cs.