Joel Kempson

Joel Kempson

Modern scams come in many forms and can catch out even the most savvy consumers. Scam texts specifically are becoming increasingly sophisticated and tricky to spot. Here, we highlight what to watch out for to avoid being scammed.

Joel Kempson

Interest rates are expected to rise further in the coming months in an effort to tackle growing levels of inflation. The historic low rate of 0.1% has been increased and may rise multiple times over the next year, a change that will affect borrowers and savers.

Joel Kempson & Tim Leonard

Green mortgages offer incentives, such as lower interest rates and cashback, to borrowers who purchase an energy-efficient home, or adapt their current home to meet certain environmental standards. This means you can save money while doing your bit for the environment.

Joel Kempson & Rhiannon Philps

When you apply for a loan, lenders will assess your application to see if you meet their eligibility criteria. Find out what you can do to boost your chances of approval.

Joel Kempson

How well can you know someone you have only ever met online? Dating site fraudsters hoodwink innocent victims into handing over their hard-earned cash. With these courting cons booming during the pandemic, find out how to spot the lies and learn what to do if the worst happens.

Joel Kempson

As you start scouring online retailers to find the perfect festive gifts, make sure you are aware of common Christmas scams, such as phishing emails and texts, looking to catch you out.

Joel Kempson & Rhiannon Philps

An unsecured loan can be a simple way of borrowing money, whether you have a big expense on the horizon or other loans you want to consolidate. Find out more about how much you can borrow, over what length of time, and the pros and cons of this type of loan.

John Ellmore & Joel Kempson

Section 21 of the Housing Act 1988 allows private landlords to evict tenants in England and Wales on an assured tenancy agreement or rolling contract, without having to establish that the tenant is at fault. It is a controversial law and requires specific circumstances to be valid.

Caroline Ramsey & Rhiannon Philps & Joel Kempson & Tim Leonard

Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much you can borrow, find out more about the key differences between these two types of loan.

Sarah Bridge & Joel Kempson

Looking to take out a loan but don’t know where to start? Read on to get the lowdown on the different types of loan to consider, depending on how much you want to borrow, what you need the money for, how high interest rates might be and how quickly you’d like to be debt-free.