Loans articles (5 of 6)

By Laura Whateley | 18 May 2022

A student maintenance loan can help you pay your living expenses while you study.

By Laura Whateley | 8 Jun 2022

There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.

By Laura Whateley | 21 Jan 2021

There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.

By Laura Whateley | 21 Jan 2021

Your student loan repayments are tied to earnings after university, and many graduates will never have to repay their loans in full.

By John Fitzsimons | 7 Nov 2022

If you have bad credit, it's easy to think you won’t be able to get a loan. But some lenders will allow you to borrow money with bad credit, and you can also find ways to boost your credit score.

By John Ellmore | 7 Sep 2021

Homeowner loans are a form of secured loan. Available only to homeowners with equity in their property, these loans are secured against the value of the borrower’s home.

By John Ellmore | 9 Aug 2022

From weddings to big promotions, there are many milestones in our lives, and retirement is one of them. But, like in your working life, in retirement there comes times when you need access to funds for a big life event, such as helping your child buy their first home.

By Nic Redfern | 24 Aug 2022

Business loans can be great cash injections and can provide the seed capital needed to grow your business. However, they are not always easy to obtain, especially compared to personal loans. So, is it possible to get a personal business loan – i.e. a personal loan – that you use for your business?

By John Ellmore | 16 Nov 2020

Consumers have various options when looking to borrow money, from loans to overdrafts to credit cards. Each form of borrowing is suited to different purposes, so read on to discover which might suit your needs and financial circumstances.

By Holly Bennett | 31 Oct 2022

A guarantor loan may help improve your chances of borrowing, but you and the guarantor should be clear about the risks involved. We look at how to apply and what to consider.

By Rhiannon Philps | 16 Feb 2023

When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you to get a loan when you otherwise couldn’t, but does come with the risk that you could lose your asset to the lender if you fail to repay what you owe.

By Rhiannon Philps | 11 Jun 2021

Whatever finance agreement you are on, you’ll need to pay a settlement figure before you can think about selling your car. Find out what you need to do to sell your car on finance and if it is the right option for you.

By Rhiannon Philps | 17 Oct 2022

It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out how to get a loan and what you need to apply.

By John Ellmore | 19 Aug 2021

Weddings are joyous, once-in-a-lifetime occasions – but they’re also massive financial commitments. Just how much do they really cost, and what plans can you make to pay for yours?

By Nic Redfern | 30 Nov 2020

If you’re looking to grow your small business, or even to expand it into a financially viable career, it might be worth considering a loan.

By Nic Redfern | 28 Oct 2022

Whether you’re looking to attract investors or provide direction, every business can benefit from a plan. But where should you start? Read on for our guide on how to write a business plan.

By John Ellmore | 15 Nov 2021

Missing a loan repayment can have serious consequences for your credit score and may lead to legal action being taken against you. Today we examine what happens if you’re struggling to make your loan repayments—and how to avoid that situation in the first place.

By Peter Adams | 26 Jan 2022

When you sign up for anything from a broadband or mobile phone contract to a bank account or mortgage, a credit check allows companies to find out more about how you manage your finances before they decide whether to take you on as a customer. Here’s the lowdown on how credit checks work.