Loans articles (6 of 6)

By John Ellmore | 1 Sep 2021

Over eight million people in the UK are estimated to be in debt, making millions vulnerable to debt crises. Learn about how to get the debt help you need.

By Peter Adams | 24 Aug 2022

Businesses looking to drive future growth may need to acquire capital for loans. Read on to learn about the business and personal loan options, and how they differ.

By Jim Kersey | 19 Nov 2021

A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.

By Jim Kersey | 17 Nov 2020

Discover the ways that you can quickly pay off your overdraft, to help you better manage your short-term borrowing. If you’re finding that you’re dipping into it at the end of every month, these tips could help you manage your spending.

By John Ellmore | 10 Mar 2022

In an unprecedented era of easy credit, it’s important to have the right attitude to debt. Here, we explore the psychology of debt, its impact on our mental health, and how it can affect our lives without us even realising it.

By Rhiannon Philps | 7 Nov 2022

It’s harder to get a loan if you don’t have a credit history as providers will look at your credit score when deciding whether to lend to you. Find out your options if you don’t have a credit history and you need a loan.

By Jim Kersey | 2 Nov 2022

Taking out a loan for debt consolidation allows you to turn multiple debt payments into one ‘consolidated’ loan and monthly payment. This could save you money, but you need to factor in all the costs and risks involved.

By Jim Kersey | 12 Oct 2022

A payday loan is a type of short-term loan that is typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the alternatives.

By Caroline Ramsey | 7 Apr 2020

Are you considering taking out a personal loan? Perhaps you need to finance renovations at home, or you’re helping a child through university. Make sure you know exactly what type of finance you’re looking for with this guide to choosing a loan.

By Caroline Ramsey | 21 Oct 2022

Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much you can borrow, find out more about the key differences between these two types of loan.

By Caroline Ramsey | 17 Jun 2022

If your business has a bad credit rating, lenders may view you as a greater risk. This can make it more difficult for you to get accepted for a loan, but not impossible. There are several business finance options to consider if you have bad credit.

By John Ellmore | 23 Dec 2020

The beautiful game can teach us all a thing or two about personal finances. We take you through some of the most important things we can learn about income, debt and finance from the world of football.

By John Ellmore | 16 Nov 2020

Find out about our new interactive tool that lets you explore the finances and debt of your favourite Premier League team and their surrounding areas.

By Sarah Bridge | 16 May 2022

Looking to take out a loan but don’t know where to start? Read on to get the lowdown on the different types of loan to consider, depending on how much you want to borrow, what you need the money for, how high interest rates might be and how quickly you’d like to be debt-free.