365 Business Finance Business Loans

365 Business Finance Business Loans logo
  • Compare 365 Business Finance business finance products in the table below.
  • Get information on terms and amounts for the different commercial loan types that they offer.
  • Click the links provided to apply direct online.
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Compare 365 Business Finance Business Loans

  • 365 Business Finance Merchant Cash Advance logo

    365 Business Finance Merchant Cash Advance

    • A flexible business funding alternative
    • Pay back an affordable % of your card transactions
    • No security or business plan required
    • Minimum Turnover
      £10,000+ card transactions per month
    • Available Amounts
      £10,000 to £300,000
    • Available Terms
      4 to 18 months

Compare similar products from other providers

  • Nationwide Finance Business Finance logo

    Nationwide Finance Business Finance

    • Nationwide Finance help 35,000 businesses get finance each year
    • Direct funder - not a broker
    • Same day decision, funds within 24 hours
    • Minimum Turnover
      No minimum
    • Available Amounts
      £8,000 to £500,000
    • Available Terms
      1 to 5 years
  • Funding Circle logo

    Funding Circle

    • Your business must have a minimum of 12 months’ trading history
    • Short & long term business loans from £10,000 to £500,000 at fixed rates
    • Spread costs over 3 months with FlexiPay line of credit from £2,000 to £250,000 - only pay when you use it - simple flat fee
    • Rated 'Excellent' on TrustPilot - apply online in minutes, quick decisions, UK-based support team
    • Minimum Turnover
      £25,000 p.a.
    • Available Amounts
      £10,000 to £500,000
    • Available Terms
      6 months to 6 years
  • Tide logo
    Broker

    Tide

    • Tide works with a number of partners who offer a range of flexible business funding solutions
    • They will run pre-eligibility checks, without affecting your credit score, to show you credit options tailored to your business
    • Connect your business bank account in minutes to see your credit options
    • Minimum Turnover
      Varies
    • Available Amounts
      £500 to £15,000,000
    • Available Terms
      1 month to 6 years
  • Fleximize logo

    Fleximize

    • YOUR BUSINESS MUST BE A LIMITED COMPANY WITH 6+ MONTHS' TRADING
    • Fast, hassle-free business loans of up to £500,000 for almost any purpose
    • Industry-leading flexibility – top-ups, repayment holidays, and penalty-free overpayments available on all loans
    • Award-winning customer service – rated 4.9/5 on Trustpilot
    • Minimum Turnover
      £120,000 p.a.
    • Available Amounts
      £10,000 to £500,000
    • Available Terms
      3 months to 5 years
  • Capify logo

    Capify

    • Your business must have a minimum of 1 years trading history.
    • Superfast lending. Receive your funds the following day
    • All credit profiles are considered. Loans for any business purpose
    • Easy application process. Get conditionally approved in just 2 minutes
    • Minimum Turnover
      £120,000 p.a.
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      3 to 18 months
  • iwoca logo

    iwoca

    • YOUR BUSINESS MUST BE A LIMITED COMPANY WITH A MINIMUM OF 6 MONTHS TRADING HISTORY
    • Flexible finance for small businesses from £1,000 to £500,000
    • No long term commitments and flexible repayments to fit for your business
    • Apply online in minutes for a decision (some decisions may take up to 24 hours)
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £1,000 to £500,000
    • Available Terms
      up to 24 months
  • YouLend logo

    YouLend

    • Your business must take on a minimum of £3,000 per month of card sales
    • YouLend is Europe's largest revenue finance provider - working with eBay, Shopify and Just Eat
    • YouLend funds over 5,000 UK SMEs every month including sole traders, partnerships and limited companies
    • Apply online in minutes, for a decision within 24 hours
    • Minimum Turnover
      £3,000 card sales per month
    • Available Amounts
      £3,000 to £1,000,000
    • Available Terms
      3 to 18 months
  • Love Finance logo
    Broker

    Love Finance

    • Your business must be a ltd company with 2+ years trading; and 1 director must be a UK homeowner
    • Love Finance is a lender and broker
    • Get a decision in minutes via a simple online form
    • Get funding within 24 hours
    • Minimum Turnover
      £25,000 p.a
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      3 months to 5 years
  • Swoop Funding logo
    Broker

    Swoop Funding

    • Your business must have a minimum of 1 years' trading history
    • Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
    • Free access every type of finance including the Recovery Loan Scheme
    • Online management allows you to find funding opportunities and track applications
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £10,000,000
    • Available Terms
      3 months to 6 years
  • Funding Xchange logo
    Broker

    Funding Xchange

    • Access 70 lenders from one simple funding request
    • Easily compare the choices available, including RLS options
    • Apply with confidence, no impact on your credit score
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £500,000
    • Available Terms
      3 months to 5 years
  • Barclays logo

    Barclays

    • Flexible borrowing for your business - unsecured (up to £100,000) and secured loans available
    • Fixed interest rates available on all loans, plus variable interest rates for loans over £25,000
    • Subject to application, financial circumstances and borrowing history. Eligibility criteria applies.
    • Minimum Turnover
      No minimum
    • Available Amounts
      From £1,000
    • Available Terms
      1 to 20 years
  • Cubefunder logo

    Cubefunder

    • Only available to Limited Companies in England and Wales with 3+ months' trading
    • Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
    • No penalties for Late payments or Early repayment
    • Apply and receive funds within 48 hours
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £5,000 to £100,000
    • Available Terms
      3 months to 1 year
  • Previse logo

    Previse

    • Previse Instant Advance is a fast cash flow facility, designed specifically to help businesses grow
    • Completely unsecured, no personal guarantees or security required
    • Available with a variety of short term lengths
    • Minimum Turnover
      £250,000 p.a.
    • Available Amounts
      £25,000 to £2,000,000
    • Available Terms
      3, 6 or 9 months

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Last updated on 14 December 2021.

365 Business Finance FAQ

Who is 365 Business Finance?

365 Business Finance is a London-based provider of unsecured business loans to small and medium-sized businesses in the UK.

What types of funding does 365 Business Finance provide?

A business loan from 365 Business Finance comes in the form of a business cash advance, also known as a merchant cash advance.

What is a business cash advance?

A business cash advance, or merchant cash advance, is a type of business loan that allows businesses that take payments through debit card machines to borrow cash against future card transaction. Repayments are made automatically through the card machine they use to take payments from customers.

Are business cash advances through 365 Business Finance secured against assets?

No, these merchant cash advance business loans are not secured against assets, such as property or land. Instead, they are repaid via a set percentage of future sales made through a merchant’s card machine.

Can any business get a merchant cash advance through 365 Business Finance?

When applying for a business loan with 365 Business Finance, you will have to submit various information about your business, including the amounts you usually take through your card machine. If you meet the criteria, you may be offered a loan.

How do business cash advances work?

Business cash advances, like those offered by 365 Business Finance work by allowing borrowers to repay the loan as a percentage of the money they take from sales made through their card machines. This means repayments are only made when sales are made.

What can merchant cash advances, like those offered by 365 Business Finance, be used for?

They can be used for almost any business-related purpose, including supporting growth, purchasing stock or equipment, paying wages or simply boosting cash flow.

Who uses 365 Business Finance’s merchant cash advances?

Businesses from a wide range of industries use these types of business loans. These include florists, garages, hotels, restaurants, retailers and coffee shops - basically, any business that uses a card machine to take payments.

What terms and rates are available through 365 Business Finance loans?

This will differ depending on your individual circumstances and your requirements.

How do I apply for a merchant cash advance with 365 Business Finance?

Use the comparison tables above to click through to the provider’s website. You can then click on ‘Get a quote’ to receive a quote for a merchant cash advance with no obligation. You can also email or call 365 Business Finance to apply or just find out more about the service.

Services offered by this provider may change over time. Always check Ts&Cs.