Compare Canada’s best 5-year fixed mortgage rates and find the home loan that best fits your needs.

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Home equity is the market value of your house minus what you owe on your mortgage. You can leverage it for loans by tapping into a portion.

A mortgage is a loan that’s specifically used to purchase a home that is paid over many years. There are different types and interest rates.

Before you buy a house, you'll need to assess your goals and finances and secure some professional help.

Buying a home means control and the ability to build equity. Renting is flexible and might be cheaper. What's better depends on your goals.

Ready to buy a home? See if you qualify as a first-time home buyer, find government help and get tips for choosing the right mortgage.

The Home Buyers Plan allows Canadian homebuyers to withdraw up to $35,000 from their RRSPs to help fund a first home purchase.

The First-Time Home Buyer Incentive is a shared-equity program that lends buyers 5% or 10% of a home's price to reduce their mortgage costs.

A fixed-rate mortgage: the interest rate stays the same for the full term. A variable-rate mortgage: the rate and your payments can change.

Open mortgages are flexible and can be paid off and refinanced easily. Closed mortgages have strict terms but come with lower rates.

Mortgage pre-approval is a lender offer to loan you a certain amount under specific terms, with your interest rate locked in for 90-130 days.

An amortization period is the time it takes to repay a loan, such as 25 years. A mortgage term is a lender contract, typically five years.

Mortgage renewal is a chance to negotiate the your contract at the end of a mortgage term. You can renew with the same or a new lender.

You will face a penalty for breaking your mortgage contract if you refinance before your term ends. The potential benefit may be worthwhile.

Porting a mortgage applies an existing mortgage contract to a new home purchase. Porting can be less expensive than breaking a mortgage.