Our Nerds dug down to the last detail to bring you the year’s best financial products. We scrutinized rates, scoured rewards, and studied the fine print on 1,000+ products.

While some of our winners may be partners, it never influences our decisions. Only products that meet our editorial team's strict standards make the final list.

From credit cards to mortgages to investing platforms, our list has everything you need to take the first step toward your smartest year yet.