401k

A 401(k) is a retirement plan offered by an employer. Learn how to get the most out of your 401(k) and maximize your retirement savings.

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Roth IRA vs. 401(k): How to Choose

Investing for retirement is an integral part of building your financial future. But should you do it in a 401(k) or a Roth IRA? There are benefits to both options. Investing writer Alana Benson breaks them down.

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What Is a 401(k) Plan?

A 401(k) is a retirement savings and investing plan that employers offer. A 401(k) plan gives employees a tax break on money they contribute. Contributions are automatically withdrawn from employee paychecks. Many employers provide a matching contribution.

What Is a Roth 401(k)?

A Roth 401(k) is a type of 401(k) that allows you to make after-tax contributions and then get tax-free withdrawals when you retire, similar to the tax benefits of a Roth IRA. More and more employers are offering a Roth 401(k) option.

What Is a Solo 401(k)?

A solo 401(k) is an individual 401(k) designed for a business owner with no employees. In fact, IRS rules say you can’t contribute to a solo 401(k) if you have full-time employees, though you can use the plan to cover both you and your spouse.

401(k) tools

Retirement calculator

401(k) calculator

Best IRA Accounts for a 401(k) rollover

401(k) withdrawal calculator

Making the most of your 401(k)

401(k) contribution rules

What to do with your 401(k) if you change jobs

401(k) Rollovers: A Quick-Start Guide

by Arielle O'Shea, Tina Orem

How to Find an Old 401(k) — and What to Do With It

by Dayana Yochim, Elizabeth Ayoola

Taking money out of a 401(k)

Cashing Out a 401(k): What a 401(k) Early Withdrawal Really Costs

by Tina Orem

Taxes on 401(k) Withdrawals & Contributions

by Tina Orem

What to Do With Your 401(k) When You Retire

by Andrea Coombes

What Are Required Minimum Distributions, or RMDs?

by Arielle O'Shea

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