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Make all the right money moves

Need objective advice and timely tips to answer your money questions? Turn to the Nerds.

NerdWallet Credit Card Reviews

Check the full analysis of the pros, cons and perks of Canada's most popular credit cards in details.

Alcohol taxes are going up across Canada

Here's what the 6.3% April tax hike means for you — and how to save on liquor after it's here.

Canada’s Best Mortgage Rates

Browse customized options from Canada’s top lenders and brokers in minutes and easily select the best mortgage rate for your needs.

4 Costly Money Habits That Are So Last Year

These four bad habits are so 2022. Banish them in 2023 with these expert money tips.

Will COVID-19 Benefit Repayments Shrink Your Tax Refund?

If you received COVID-19 benefits in 2022, they count as taxable income. If you received them mistakenly, you have to pay them back.

7 Canadian Tax Changes That Might Affect You in 2023

New federal tax brackets, a higher Basic Personal Amount and COVID benefit repayment are among this year's important tax changes.

Should You Use a Personal Loan for Home Improvements?

Personal loans are funded quickly and feature lower interest rates than credit cards, but may be too restrictive for major home improvement projects.

3 Ways to Take on a Budget-Busting Mortgage Renewal

Renewing a mortgage in 2023 could lead to much higher mortgage payments. But options exist, including reamortization and negotiating with your lender.

Will the First Home Savings Account Help You Buy a House?

The First Home Savings Account is a savings and investment tool to help first-time buyers succeed in Canada’s challenging real estate market.

6 Things That Are Free With the Right Credit Card

Many credit cards offer valuable benefits — like travel insurance and extended warranties — at no extra charge to you.

How Many Credit Cards Should I Have?

There’s no magic number of credit cards you should have — but spending habits, ability to pay on time and credit score will help decide.

Overpaid Credit Card? Here’s What to Do

A credit card is overpaid when the amount of cash applied to the account exceeds the balance. Overpayment happens for several reasons and isn’t necessarily a bad thing.

What Credit Score is Needed for a Credit Card?

The credit score required to be approved for a credit card varies by card type and issuer, but a score of 660 or above is generally preferred.

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